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Pawnbroking

A financing against the provisional deposit of a valuable object in the Municipal Credit. To obtain a pawn loan, you just have to deposit an object of value: jewelry, furniture, silverware….

APR

The annual percentage rate of charge is the interest rate defined by the bank. It offers the possibility of estimating the total cost of credit when taking out a mortgage or consumer loan.

Municipal Credit

In France, there are about 20 municipal credit unions, municipal public institutions which have a monopoly on pawnbroking and may carry out other banking activities.

Bonding

It is a commitment with serious consequences: the person(s) acting as guarantor(s) must be sure to be able to meet their commitment at any time during the credit that has been granted.

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